Business finance
Funding for expansion, working capital, projects, stock, acquisitions and other clearly defined business needs.
Capital connected.
Connecting ambitious businesses with the right capital — and experienced investors with selected private-market opportunities.
For businesses
Funding shaped around the business.
There is no single “best” type of finance. We start with what the business is trying to achieve, how it generates cash and what structure gives it the best chance of succeeding.
Asset & equipment finance
Finance for vehicles, machinery, technology and productive assets while preserving cash for the rest of the business.
Commercial property
Funding for owner-occupied premises, commercial acquisitions and property transactions where structure matters as much as headline rate.
Equity & growth capital
For businesses where bringing in an investor may be more appropriate than adding more debt. We help shape the proposition and capital requirement.
A better starting point
We look at the business before we look at the product.
Capital should solve a commercial problem, not create a new one. We begin with the objective and the economics, then work backwards to a sensible structure.
01
Understand the objective
What are you trying to achieve, by when, and what does success look like?
02
Pressure-test the numbers
Cash generation, repayment capacity, downside resilience and the amount of capital actually required.
03
Choose the right form of capital
Debt, asset finance, property finance or equity — not simply whichever product is easiest to sell.
04
Present the case clearly
A credible story, supported by numbers, gives funders and investors something they can actually assess.
For investors
Private opportunities, thoughtfully introduced.
Peared works with experienced investors interested in selected private opportunities. Our role is to identify businesses and situations where there is a clear commercial case for capital, then make appropriate introductions.
Join the investor network
01
Selective, not exhaustive
We are not trying to create a supermarket of investments. Opportunities should have a reason to deserve attention.
02
Understandable economics
We favour situations where the business model, use of capital and path to value can be explained clearly.
03
Direct conversations
Where appropriate, we connect investors with the people behind the opportunity so questions can be answered properly.
Investor information
This page is general information only and is not an offer or invitation to invest. Specific investment communications will only be made where Peared is able to do so lawfully, including where an applicable financial-promotion exemption or approval is available. Investments in private companies can be illiquid and involve a risk of losing all capital invested.
Selected opportunities
See where capital is needed.
Peared works with businesses seeking private debt and equity, alongside longer-term investment structures. Public summaries are intentionally high level; fuller information is shared only where appropriate.
Magdalen Partnership
An example of Peared working beyond conventional business finance: helping shape an investment proposition and connect it with suitable long-term investors.
Professional services firm
An established professional services firm seeking £100,000 of debt funding to support growth and provide additional working capital.
Funding progress
Open
Commitments not yet published
£100k target
Real estate acquisition & development
A longer-term debt requirement to fund the acquisition and development of a real estate asset.
Funding progress
Open
Commitments not yet published
£1m target
E-commerce business
An e-commerce business seeking £350,000 of debt funding for property, plant and equipment and to support the next stage of growth.
Funding progress
Open
Commitments not yet published
£350k target
These are high-level summaries of funding requirements and are provided for general information only. They are not offers or invitations to invest or lend. Fuller information about a specific opportunity will only be shared where appropriate and lawful.
Featured partnership
Magdalen Partnership
Magdalen demonstrates the investment side of Peared: bringing together an investment proposition, clear information and investors who are interested in taking a longer-term view.
Detailed information about the partnership, its structure, strategy and any investment opportunity should be provided only to investors for whom it is appropriate and where the communication can lawfully be made.
View Magdalen PartnershipHow we work
Clear process. Commercial judgement.
01
Understand
We get underneath the business, the objective, the timing and the capital requirement.
02
Structure
We work out the form, amount and terms of capital that make commercial sense.
03
Connect
We approach suitable funders or, where appropriate and lawful, relevant investors.
04
Execute
We help keep the process moving through information requests, questions and completion.
About Peared
Capital is only useful when it fits.
Peared exists to make the capital conversation more useful. For businesses, that means thinking about structure before product. For investors, it means focusing on opportunities that can be understood and assessed rather than marketed with noise.
We work particularly with owner-managed businesses and private companies in Hampshire and the surrounding counties, while opportunities and funding relationships can extend more widely across the UK.
Seeking capital
Tell us what you’re trying to do.
You do not need to know which finance product you need. Give us the commercial objective, approximate amount and timing, and we can start from there.
Investor network
Interested in hearing about opportunities?
Register your interest and tell us a little about your experience. This is an initial enquiry only; it does not provide access to, or constitute an offer of, any investment.